英文缩写：dbir英文全称：Deposit benchmark interest rate中文音译：存款基础利率存款利率指客户按照约定条件存入银行帐户的货币，一定时间内利息额同贷出金额即本金的利率。

有活期利率和定期利率之分，有年/月/日利率之分。

1、After The Hikes, The Benchmark One-Year Deposit Rate Is 3.6 Percent While One-Year Lending Rate Is 7.02 Percent.一年期存款基准利率和一年期贷款基准利率分别上调至3.6%和7.02%。

2、The PBoC Raised Its 1-Year Benchmark Lending Rates By 18 Bps To 7.47%.央行提高了一年期贷款基准利率18个基本点到达了7.47%。

3、The Central Bank Is Expected To Increase The Interest Rate Of Mortgage Loans To 1.1 Times The Benchmark One-Year Lending Rate This Week, Sources Said.据消息人士称，央行拟于本周将房贷利率提高至一年期贷款基准利率的1.1倍。

4、Since Late April, China's Central Bank Has Twice Raised Benchmark Lending Rates And Bank Reserve Requirements.自4月底以来，中国央行已两度上调基准贷款利率和银行存款准备金比率。