以五年期商贷基准利率6.90%计算。月还款额=160000*6.90%/12*(1+6.90%/12)^(5*12)/((1+6.90%/12)^(5*12)-1)=3160.65元利息总额=3160.65*5*12-160000=29639元以上回希望能帮到你。