"借款"用英语称为"borrowing". 借款的英文来源于古英语"borian"，意思是"借用"或"贷款"。下面是一些英文例句：

I need to borrow some money from the bank. (我需要从银行借些钱。)

She borrowed a book from the library. (她从图书馆借了一本书。)

We are considering borrowing money to start a business. (我们正在考虑借钱开业。)

希望以上回答对您有帮助。